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Are You Searching All Over The Internet to Find a Home? STOP!!
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No More Searching for Homes All Over the Internet.
This one is your own personal MLS Website to Find all Homes Currently listed by Realtors Everywhere!
It's Free, It's Easy!
(It's FREE, it's easy and NO SPAM!)
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GET MORNING UPDATES OF ALL NEW LISTINGS IN YOUR EMAIL ONCE YOU VERIFY YOUR ACCOUNT!
You can change your criteria at any time too!
Customized to your wants and needs. You can even save your favorite houses and go back to view them later! Get all information on homes including addresses, photos, room sizes and more.
Click HERE to get your free Listing Book account now!
What is an FHA Mortgage? Click Here to watch the video!
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 To enhance your buying experience, it’s my job as a real estate professional to provide you with as much valuable information as possible. It is essential that you be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, I am here to make this process stress-free and rewarding. Click here " free reports " to see all of what you can receive today! Afraid of "jumping-in" the market? Many buyers have felt the same way, but if you just need some straight answers without any pressure to buy, you'll get a FREE one hour consultation in the privacy of your home with no obligation or cost. Just call me at 586-438-3038! 
Are you a first time buyer or someone who hasn't owned a home in the last three years? You may qualify for downpayment assistance through the Michigan State Housing Development Authority (MSHDA). Call me for all the details! | For many low-to-moderate income homebuyers, saving money for a down payment can be a challenge. Let the Michigan State Housing Development Authority (MSHDA) help you "close the deal" with our Down Payment Assistance Program. See a participating lender for details. | | | | PROGRAM HIGHLIGHTS | - Zero-interest, non-amortizing loan with no monthly payments.
- Maximum assistance is $7,500.
- Available with MSHDA's FHA or Rural Development first mortgage.
- Funds may be used for down payment, closing costs, prepaid/escrow expenses and a home inspection performed by a licensed home inspector.
- The loan is due upon sale or transfer of the property or if the first mortgage is refinanced or paid in full.
| | BORROWER GUIDELINES | - Available to low-to-moderate income homebuyers. Household income limits vary depending on location and family size.
- Sales price limit is $224,500.
- Borrower must complete a homebuyer education class.
- Minimum borrower contribution of one percent of the sales price.
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The Facts on Agency Relationships |
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Should I Work With A Buyer's Agent?
A Seller's Agent? A Dual Agent?
You should understand from the beginning of your relationship with your real estate agent what type of relationship exists. In most states, real estate agents (both brokers and sales associates alike) are required by law to let consumers know whether they represent the buyer or the seller. In the past, real estate agents represented the seller exclusively, whether the agent helped a seller to market and sell the home or helped a buyer find and purchase the home. In other words, agents were at one time legally bound to represent the seller in a residential real estate transaction. In that same scenario, the seller paid both the listing agent and the agent who brought the buyer. However, in today's real estate market, you may find that you can choose between a wide variety of options for representation. If you want to sell a home, you can work with a "seller's agent". If you are purchasing a home, you can work with a subagent of the seller's agent and, here in Michigan, you can engage an exclusive "buyer's agent". An additional situation in Michigan is dual agency. This type of agency exists when the buyer decides to have the seller's agent prepare the offer on the buyer's behalf. A buyer who elects this situation, and all additional parties to a transaction, should receive full disclosure of representation. Dual agency also affects the real estate professional's fiduciary responsibilities to the seller. Keep in mind that real estate laws differ from state to state and even from locale to locale. And within this framework of variety, laws can change. For more in-depth answers for your specific situation, talk with a knowledgeable real estate professional and ask about local practices. Be sure that you understand and are comfortable with the options involved when you engage the services of a real estate agent. |
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 I take the buying process as seriously as my buyers do, therefore I offer nothing but the highest quality of service to my clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. Buying your home is one of the most important purchases you will make, so make sure you have the right agent who can provide you with the experience and the service you deserve.When you understand current market conditions, you are better able to position yourself as a Buyer. It helps to know if you are in a Seller's, Buyer's or Balanced market. As a Seller, setting your asking price in a Buyer's market means a lot more competition and Buyers have plenty of choices and room to negotiate, forcing you to be very competitive when setting your price. This year looks like the opportunities for buyers will continue. 2009's forecast is to be a great year to purchase real estate! Rates are still low, but recently they have been on the rise. Most are still under 6% and with the first time home buyer credit of $8000, buyers can choose to use some of that to buy down their interest rate even lower, or use it towards a downpayment or closing costs. So, Buyers are in a great position in today's market, but if you are a Seller looking to buy don't despair. You'll have the same opportunities when you become a buyer. Here are some of the steps I will take to find your perfect home: Determine Your Wants and Needs
This is the single most important step. By asking you a series of questions I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet you needs. Throughout the buying process I will maintain your confidentiality and represent your best interests. Help You Get Pre-Qualified and Pre-Approved
 This step will show you how much you can afford. This is accomplished by speaking with your financial institution and establishing what monthly payments you will be comfortable with. Give me a call if you aren't sure what type of loan is best for you. I'll explain before you even have to talk to a lender. Home Shopping
I will use every available method to locate a property that matches your search parameters. This will include properties listed, properties that are offered through other real estate companies, as well as unlisted properties. I will disclose all known facts about the property that are likely to affect your decision. When I find the home that meets your criteria, I will assist you in writing an offer and act as a liaison between you and the seller. And as a buyer's agent I work in your best interest...not the Seller's. Go to Search MLS to start looking for your perfect home now whether Macomb County, Oakland County, and many neighboring areas in Michigan or go to my Listing Book website (above) to get a free account to search for homes. Call me at 586-438-3038 if you're ready to look at homes, and I'll do all the work for you! |
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