Dolores Gaskell Chesterfield Township, MI 48047 Phone: 586-438-3038 Fax: 866-611-5601 Email Dolores

MACOMB TOWNSHIP NEW CONSTRUCTION

Build Your Dream Home in Macomb Twp., MI

D'Anna Construction
Prices start at $254,900

Gorgeous and unique! Custom build a colonial, split or ranch style house in Macomb Township, MI. Call Dolores at 586-438-3038 today!

Standard Features included:

Granite Counter Tops through out
Harwood or Ceramic Flooring in Kitchen, Foyer, Laundry Room, Baths and Service Hallway
Carpeting in Great Room, Bedrooms, Upper Hall and Stairs (or can upgrade to hardwood)
Kitchen appliance package with stove, refrigerator, dishwasher and microwave
Sod and underground sprinkler system
High Efficiency Furnace and 50 Gallon Hot Water Heater
6' Jacuzzi Tub in Master Bedroom
1 Overhead light per room
8 Recessed Lights
2 Eyeball Lights above Fireplace
36" Direct Vent Gas Fireplace with Wood Mantel and Legs
And more ... call Dolores Gaskell at 586-438-3038 for our full Feature List

Ranch and Split Level Elevations

Standard Features
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Standard Feature Flyer
Detailed List of all amenities in our new construction homes.

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Calculators

Let me help you find out what you can afford! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Currently Renting? Check the Rent vs. Buy tab!

Required Fields
	Required Must be a number between 1 and 50
Term In Years:
	Required Must be a number between 1 and 100
Interest Rate:	%
	Required
Cost of Home:	$
	Required Cannot be more than Cost of Home
Down Payment:	$
	Required
Annual Insurance:	$
	Estimate Insurance to 0.43% of Cost
	Required
Annual Property Tax:	$
	Estimate Tax to 1.2% of Cost
	Required
Monthly Income:	$
	Required
Monthly Debt:	$
Optional Fields
Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Renting
Monthly Rent: $	RequiredMust be a positive number
Annual Rental Increases:	RequiredInvalid%
Monthly Renter Insurance: $	RequiredInvalid
Savings or Investment Rate:	RequiredInvalid%

Owning
Planned # of years in home:	RequiredInvalid
Yearly appreciation of the home:	RequiredInvalid%
Annual home maintenance:	RequiredInvalid%

MACOMB TOWNSHIP NEW CONSTRUCTION

Build Your Dream Home in Macomb Twp., MI

D'Anna Construction Prices start at $254,900

Standard Features

Calculators

D'Anna Construction
Prices start at $254,900